Our Services
RESIDENTIAL LENDING
Our philosophy is, if we can’t do it, no one can. By being approved by over 50 lenders and direct banks we offer multiple product options and will work with you to find the rate and funding solutions to fit your conventional and non-conventional situations.
PRIVATE MONEY
We are real estate investment advisors. Competitive pricing and fast close times make us a good choice when finding a direct private money investor relationship.
COMMERCIAL LENDING
Searchlight Lending is no beginner in the commercial and construction world. We have relationships with many lenders from small regional specialty lenders to big credit unions, and national banks.
PORTFOLIO MANAGEMENT AND PROPERTY ACQUISITION
With a solid network of realtors, attorneys, and property managers Searchlight can not only help with your lending needs but find high return properties for acquisition. Please reach out to see how we will work with you to find a solid return on your investment.
Residential
We are approved by over 100 lenders and direct banks. This has its advantages! From getting the most competitive rates, quick turnaround times, or funding unconventional situations, our motto is: “If we can’t do it, no one can.” Our loan agents and processors are licensed and have experience in all facets of lending: retail, correspondence, wholesale, Fannie/Freddie, FHA, jumbo, reverse, and private money.
With over 2000 loans completed by the Broker of record and even more completed by our team, we have the resources and experience to confidently secure your financing.
We have experience in the San Francisco Bay Area and the whole state of California in addition to most Western States.
Private Money Lending
With our direct investor resources, we have over 20 years dealing with hard money in the San Francisco Bay Area and all of California. Competitive pricing and fast close times; make us a good choice when finding a direct private money investor relationship.
Private money is your solution for those hard to fund loans! With so much red tape that borrowers have to go through getting a loan on an investment property most end up throwing their hands up in the air in frustration. That is where Searchlight Home Loans steps in to fill that void.
Commercial & Construction
Searchlight is no beginner in the commercial and construction world. We have relationships with over 45 lenders from small regional specialty lenders to big national banks.
Our history of knowing which lenders will fund is extensive. From a $250k mixed use property to a $10M plus hotel, ground up construction development, or commercial mixed-use complex. We can find financing in all 50 states. We know who will fund, who has favorable terms, and who will go above and beyond to get your deal done. Period. “Searchlight: Loans Made Easy!”
From a $100k financing to over $20M, we can help find a home for your construction financing.
Portfolio Management and Property Acquisition
Searchlight’s acquisition strategy is guided by the firm’s approach of being a value buyer, identifying great opportunities for capital appreciation. We look to acquire, reposition and develop a blend of assets, working to preserve capital and deliver strong returns. Sellers we’re dealing with in today’s market are primarily lenders, loan servicers, private equity groups, and the brokers representing those parties.
Our acquisition objectives include:
Repositioning distressed multi-family and commercial properties. Acquisition prices range from $1-10 million, with exceptions for specific opportunities. Purchases are generally made on an “all cash” basis with short due diligence periods and closing timeframes.
Capital appreciation and cash flow is realized through an intensive approach to due diligence, asset repositioning, asset management and ultimately asset disposition.
