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Real Estate Finance Solutions Specializing in the Bay Area Lending from Coast to Coast

Full Service Brokerage

Creative financing solutions are available today...

We Finance It!

We do what others can't, we specializes in finding the “Out of the Box” financing solutions....

About Us

Boutique Brokerage

About us – Searchlight Home Loans is a boutique full service real estate mortgage brokerage that specializes in finding the “Out of the Box” financing solutions that many people have come to need during this difficult and changing lending time. We pride ourselves on communication and honesty and look forward to earning your business. With over 7,500 loans originated and $7,000,000,000 funded, we have the conventional AND non-conventional funds for your real estate and business needs.

Who Are We

Searchlight Home Loans provides honest, upfront solutions to your real estate lending needs. We offer a large portfolio of lending products and can assist in almost all situations, lending, and real estate investment. Meet our Team.

What We Do

As a direct broker and private money lender in the greater SF Bay Area, we stand ready to fund your residential (various states, please reach out), commercial (50 states), or construction (50 states) purchase and refinance loans quickly.

Our Mission

We are committed to providing our clients with exceptional customer services to create an individual solution that fits your specific financial needs and strive to deliver it on time, every time.

We Love Our Clients

Our loyalty to our clients is unwavering, and we work diligently to provide each client with accurate information and the necessary support to secure funding. Give us a try today.

Residential Lending

Searchlight Home Loans is quickly expanding into new states to meet increased demand…

Commercial Lending

SBA | Multi-family | Construction | Bridge | Private Money

SearchLight Home Loans is licensed and experienced in all 50 states…

Our Services

With over 40 years of experience in the real estate lending market the team at Searchlight Home Loans have the experience and know how to underwrite and fund “make sense” deals for all of your loan needs.

RESIDENTIAL LENDING

If we can’t do it, no one can. By being approved by over 50 lenders and direct banks we offer multiple product options and will work with you to find the rate and funding solutions to fit both your conventional and out of the ordinary situations.

PRIVATE MONEY

Searchlight Home Loans is no beginner in the commercial and construction world. We have relationships with over 100 lenders from small regional specialty lenders, credit unions, and national banks.

COMMERCIAL LENDING

Searchlight Home Loans is no beginner in the commercial and construction world. We have relationships with over 100 lenders from small regional specialty lenders to big national banks.

PORTFOLIO MANAGEMENT AND PROPERTY ACQUISITION

With a solid network of realtors, attorneys, and property managers, Searchlight can not only help with your lending needs but find high return properties for acquisition. Please reach out to see how we work to bring you a solid return on your investment.

The Best Partner to Finance Your New Home.

Clients

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Loans

Money Funded

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The People We Serve

Our community of borrowers, investors, and brokers love SearchLight Home Loans…

BORROWERS

We stand ready to fund your residential (purchase, refi, FHA, reverse), commercial, SBA, or construction purchase and refinance loans quickly.

INVESTORS

With over 7500 transactions successfully completed we specialize in helping investors save time, money, and focus on their business.

BROKERS

Our ability to quickly assess a situation and tap into a variety of resources to remedy a solution has been the hallmark of our success.

SEARCHLIGHT NICHE PRODUCTS

Just some of what we have to offer…

RESIDENTIAL

FHA
Reverse Mortgage
Interest Only
TIC
NO DOC Owner Occupied
Foreign National
Home Equity Lines
Self Employed alternative income qualifying
Construction
Loans to 500 FICO® Stated Income & NO DOC Loans
ITIN
Loans to 10mm+

Commercial

ALL 50 States
SBA
Business Loans
Land
Mixed Use
Multi-Family
Subdivisions
Vacant Land
Cannabis
Retail
Industrial/Warehouse
Construction
501(c)s and churches
Wineries & Vineyards
Gas Stations
Loans to 25mm+

Private Money

ALL 50 States
Brokers Protected!
Fast Funding
Low Fees
Low Rates
Up to 80% ltv
Single Family
Mixed Use
Commercial
Vacant Land
1st/2nd Lien
Owner Occupied

“I love Searchlight Home Loans”

Ericka Social Group

The SearchLight Home Loans team did an A+ job! Great work”

Jasmine Virtual Inc.

“I met the SearchLight Home Loans Team through a business partner who recommended their business and I’ve been doing business with them ever since. They're trustworthy, reliable and have a long track record in their field and the SearchLight Home Loans Team just get’s the job done as well as offering exceptional client services.”

Patrick Consultant